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Bill · 119th Congress

H.R. 7730

Bankruptcy Threshold Adjustment Act

Passed CongressIntroduced Feb 26, 2026Topic: Finance and Financial Sector →
  1. 01 Introduced
  2. 02 Committee
  3. 03 Passed House
  4. 04 Passed Senate
  5. 05 To President
  6. 06 Law

Latest action · Oct 14, 2026
Message on Senate action sent to the House.

Read the bill text · Enrolled Bill ↗PDF ↗Congress.gov ↗
SummaryVotes 0Timeline 16Cosponsors 6Details

What this bill does

Bankruptcy Threshold Adjustment Act of 2026

This bill restores changes that expired in 2024 applicable to debt limits for Subchapter V (small business reorganization) and Chapter 13 (the wage earner's plan) bankruptcies.

Specifically, the bill increases the debt limit under Subchapter V from approximately $3.4 million to $7.5 million and increases the cumulative debt limit under Chapter 13 from approximately $2.1 million to $2.75 million.

The bill also applies both secured and unsecured debt towards the Chapter 13 limit. (Currently, separate limits apply to secured and unsecured debt under Chapter 13 bankruptcy.)

Congressional Research Service · Introduced in House · Feb 26, 2026

How Congress voted

No recorded votes yet. Many bills pass by voice vote or unanimous consent, where no one's individual vote is written down.

Timeline

  1. Oct 14, 2026Message on Senate action sent to the House.
  2. Sep 28, 2026Passed Senate without amendment by Unanimous Consent. (consideration: CR S5123)
  3. Sep 28, 2026Passed/agreed to in Senate: Passed Senate without amendment by Unanimous Consent. (consideration: CR S5123)
  4. Sep 17, 2026Received in the Senate, read twice.
  5. Sep 16, 2026Motion to reconsider laid on the table Agreed to without objection.
  6. Sep 16, 2026On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote. (text: CR H5939-5940)
  7. Sep 16, 2026Passed/agreed to in House: On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.
  8. Sep 16, 2026DEBATE - The House proceeded with forty minutes of debate on H.R. 7730.
  9. Sep 16, 2026Considered under suspension of the rules. (consideration: CR H5939-5941)
  10. Sep 16, 2026Mr. Cline moved to suspend the rules and pass the bill, as amended.
  11. Aug 27, 2026Placed on the Union Calendar, Calendar No. 684.
  12. Aug 27, 2026Reported (Amended) by the Committee on Judiciary. H. Rept. 119-783.
  13. Mar 26, 2026Ordered to be Reported (Amended) by Voice Vote.
  14. Mar 26, 2026Committee Consideration and Mark-up Session Held
  15. Feb 26, 2026Referred to the House Committee on the Judiciary.
  16. Feb 26, 2026Introduced in House

Cosponsors

6 members

Details

Related bills

S. 3977On Congress.gov ↗Identical text

Cost estimates · Congressional Budget Office

None published

Subject tags · 3

BankruptcyDebt collectionSmall business