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Bill · 119th Congress

H.R. 10325

To increase the mandatory contribution amount of Federal Home Loan Banks to the Affordable Housing Program, and for other purposes.

IntroducedIntroduced Sep 8, 2026Topic: Finance and Financial Sector →
  1. 01 Introduced
  2. 02 Committee
  3. 03 Passed House
  4. 04 Passed Senate
  5. 05 To President
  6. 06 Law

Latest action · Sep 16, 2026
Ordered to be Reported Unfavorably (Amended) by the Yeas and Nays: 21 - 28.

What this bill does

This bill increases the required contributions of Federal Home Loan Banks to the Affordable Housing Program established by each bank. These programs subsidize interest rates for member banks to finance (1) mortgages for low- and moderate-income individuals; and (2) the purchase, construction, or rehabilitation of affordable rental housing.

Specifically, the bill increases the percentage of yearly net income that each Federal Home Loan Bank must contribute to these programs from 10% to 15%. 

Congressional Research Service · Introduced in House · Sep 8, 2026

How Congress voted

No recorded votes yet. Many bills pass by voice vote or unanimous consent, where no one's individual vote is written down.

Timeline

  1. Sep 16, 2026Ordered to be Reported Unfavorably (Amended) by the Yeas and Nays: 21 - 28.
  2. Sep 16, 2026Committee Consideration and Mark-up Session Held
  3. Sep 8, 2026Referred to the House Committee on Financial Services.
  4. Sep 8, 2026Introduced in House

Cosponsors

None yet

Details

Related bills

None listed

Cost estimates · Congressional Budget Office

None published

Subject tags · 3

Government lending and loan guaranteesHousing and community development fundingHousing supply and affordability